{"id":2866,"date":"2022-04-04T10:25:23","date_gmt":"2022-04-04T10:25:23","guid":{"rendered":"https:\/\/artek-assurances.fr\/?page_id=2866"},"modified":"2022-05-05T08:52:12","modified_gmt":"2022-05-05T08:52:12","slug":"professional-third-liability","status":"publish","type":"page","link":"https:\/\/artek-assurances.fr\/en\/professional-third-liability\/","title":{"rendered":"Professional Third Liability"},"content":{"rendered":"\t\t<div data-elementor-type=\"wp-page\" data-elementor-id=\"2866\" class=\"elementor elementor-2866 elementor-2694\">\n\t\t\t\t\t\t<div class=\"elementor-inner\">\n\t\t\t\t<div class=\"elementor-section-wrap\">\n\t\t\t\t\t\t\t\t\t<section class=\"elementor-section elementor-top-section elementor-element elementor-element-984d012 elementor-section-boxed elementor-section-height-default elementor-section-height-default\" data-id=\"984d012\" data-element_type=\"section\">\n\t\t\t\t\t\t<div class=\"elementor-container elementor-column-gap-default\">\n\t\t\t\t\t\t\t<div class=\"elementor-row\">\n\t\t\t\t\t<div class=\"elementor-column elementor-col-100 elementor-top-column elementor-element elementor-element-c25a773\" data-id=\"c25a773\" data-element_type=\"column\">\n\t\t\t<div class=\"elementor-column-wrap elementor-element-populated\">\n\t\t\t\t\t\t\t<div class=\"elementor-widget-wrap\">\n\t\t\t\t\t\t<div class=\"elementor-element elementor-element-d54c1b2 elementor-widget elementor-widget-spacer\" data-id=\"d54c1b2\" data-element_type=\"widget\" data-widget_type=\"spacer.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t<div class=\"elementor-spacer\">\n\t\t\t<div class=\"elementor-spacer-inner\"><\/div>\n\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t<\/div>\n\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t<\/section>\n\t\t\t\t<section class=\"elementor-section elementor-top-section elementor-element elementor-element-39782fc elementor-section-boxed elementor-section-height-default elementor-section-height-default\" data-id=\"39782fc\" data-element_type=\"section\">\n\t\t\t\t\t\t<div class=\"elementor-container elementor-column-gap-default\">\n\t\t\t\t\t\t\t<div class=\"elementor-row\">\n\t\t\t\t\t<div class=\"elementor-column elementor-col-100 elementor-top-column elementor-element elementor-element-d37b139\" data-id=\"d37b139\" data-element_type=\"column\">\n\t\t\t<div class=\"elementor-column-wrap elementor-element-populated\">\n\t\t\t\t\t\t\t<div class=\"elementor-widget-wrap\">\n\t\t\t\t\t\t<div class=\"elementor-element elementor-element-d43c7bd elementor-widget elementor-widget-heading\" data-id=\"d43c7bd\" data-element_type=\"widget\" data-widget_type=\"heading.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t<h2 class=\"elementor-heading-title elementor-size-default\">Professional Indemnity Insurance (Responsabilit\u00e9 Civile Professionnelle)<\/h2>\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t<\/div>\n\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t<\/section>\n\t\t\t\t<section class=\"elementor-section elementor-top-section elementor-element elementor-element-2ca994a elementor-section-boxed elementor-section-height-default elementor-section-height-default\" data-id=\"2ca994a\" data-element_type=\"section\">\n\t\t\t\t\t\t<div class=\"elementor-container elementor-column-gap-default\">\n\t\t\t\t\t\t\t<div class=\"elementor-row\">\n\t\t\t\t\t<div class=\"elementor-column elementor-col-100 elementor-top-column elementor-element elementor-element-4953810\" data-id=\"4953810\" data-element_type=\"column\">\n\t\t\t<div class=\"elementor-column-wrap elementor-element-populated\">\n\t\t\t\t\t\t\t<div class=\"elementor-widget-wrap\">\n\t\t\t\t\t\t<div class=\"elementor-element elementor-element-886864e elementor-widget elementor-widget-spacer\" data-id=\"886864e\" data-element_type=\"widget\" data-widget_type=\"spacer.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t<div class=\"elementor-spacer\">\n\t\t\t<div class=\"elementor-spacer-inner\"><\/div>\n\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t<\/div>\n\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t<\/section>\n\t\t\t\t<section class=\"elementor-section elementor-top-section elementor-element elementor-element-9894fdb elementor-section-boxed elementor-section-height-default elementor-section-height-default\" data-id=\"9894fdb\" data-element_type=\"section\">\n\t\t\t\t\t\t<div class=\"elementor-container elementor-column-gap-default\">\n\t\t\t\t\t\t\t<div class=\"elementor-row\">\n\t\t\t\t\t<div class=\"elementor-column elementor-col-100 elementor-top-column elementor-element elementor-element-ea04014\" data-id=\"ea04014\" data-element_type=\"column\">\n\t\t\t<div class=\"elementor-column-wrap elementor-element-populated\">\n\t\t\t\t\t\t\t<div class=\"elementor-widget-wrap\">\n\t\t\t\t\t\t<div class=\"elementor-element elementor-element-4ef00ee elementor-widget elementor-widget-text-editor\" data-id=\"4ef00ee\" data-element_type=\"widget\" data-widget_type=\"text-editor.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t\t\t\t<div class=\"elementor-text-editor elementor-clearfix\">\n\t\t\t\t<p>This type of insurance is also know as Business liability insurance\u00a0 and public liability (l\u2019assurance responsabilit\u00e9 civile professionnelle).<\/p>\t\t\t\t\t<\/div>\n\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t<\/div>\n\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t<\/section>\n\t\t\t\t<section class=\"elementor-section elementor-top-section elementor-element elementor-element-da23690 elementor-section-boxed elementor-section-height-default elementor-section-height-default\" data-id=\"da23690\" data-element_type=\"section\">\n\t\t\t\t\t\t<div class=\"elementor-container elementor-column-gap-default\">\n\t\t\t\t\t\t\t<div class=\"elementor-row\">\n\t\t\t\t\t<div class=\"elementor-column elementor-col-100 elementor-top-column elementor-element elementor-element-29fe58a\" data-id=\"29fe58a\" data-element_type=\"column\">\n\t\t\t<div class=\"elementor-column-wrap elementor-element-populated\">\n\t\t\t\t\t\t\t<div class=\"elementor-widget-wrap\">\n\t\t\t\t\t\t<div class=\"elementor-element elementor-element-e613fea elementor-widget-divider--view-line elementor-widget elementor-widget-divider\" data-id=\"e613fea\" data-element_type=\"widget\" data-widget_type=\"divider.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t<div class=\"elementor-divider\">\n\t\t\t<span class=\"elementor-divider-separator\">\n\t\t\t\t\t\t<\/span>\n\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t<\/div>\n\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t<\/section>\n\t\t\t\t<section class=\"elementor-section elementor-top-section elementor-element elementor-element-36975677 elementor-section-stretched elementor-section-boxed elementor-section-height-default elementor-section-height-default\" data-id=\"36975677\" data-element_type=\"section\" data-settings=\"{&quot;stretch_section&quot;:&quot;section-stretched&quot;}\">\n\t\t\t\t\t\t<div class=\"elementor-container elementor-column-gap-default\">\n\t\t\t\t\t\t\t<div class=\"elementor-row\">\n\t\t\t\t\t<div class=\"elementor-column elementor-col-100 elementor-top-column elementor-element elementor-element-405b7bd8\" data-id=\"405b7bd8\" data-element_type=\"column\">\n\t\t\t<div class=\"elementor-column-wrap elementor-element-populated\">\n\t\t\t\t\t\t\t<div class=\"elementor-widget-wrap\">\n\t\t\t\t\t\t<div class=\"elementor-element elementor-element-5596182 elementor-widget elementor-widget-image\" data-id=\"5596182\" data-element_type=\"widget\" data-widget_type=\"image.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t\t\t\t<div class=\"elementor-image\">\n\t\t\t\t\t\t\t\t\t\t\t\t<img decoding=\"async\" width=\"1024\" height=\"824\" src=\"https:\/\/artek-assurances.fr\/wp-content\/uploads\/2022\/03\/trouver-son-metier-1024x824.jpg\" class=\"attachment-large size-large\" alt=\"\" srcset=\"https:\/\/artek-assurances.fr\/wp-content\/uploads\/2022\/03\/trouver-son-metier-1024x824.jpg 1024w, https:\/\/artek-assurances.fr\/wp-content\/uploads\/2022\/03\/trouver-son-metier-300x242.jpg 300w, https:\/\/artek-assurances.fr\/wp-content\/uploads\/2022\/03\/trouver-son-metier-768x618.jpg 768w, https:\/\/artek-assurances.fr\/wp-content\/uploads\/2022\/03\/trouver-son-metier-1536x1236.jpg 1536w, https:\/\/artek-assurances.fr\/wp-content\/uploads\/2022\/03\/trouver-son-metier.jpg 2000w\" sizes=\"(max-width: 1024px) 100vw, 1024px\" \/>\t\t\t\t\t\t\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t<\/div>\n\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t<\/section>\n\t\t\t\t<section class=\"elementor-section elementor-top-section elementor-element elementor-element-002cb05 elementor-section-boxed elementor-section-height-default elementor-section-height-default\" data-id=\"002cb05\" data-element_type=\"section\">\n\t\t\t\t\t\t<div class=\"elementor-container elementor-column-gap-default\">\n\t\t\t\t\t\t\t<div class=\"elementor-row\">\n\t\t\t\t\t<div class=\"elementor-column elementor-col-100 elementor-top-column elementor-element elementor-element-bbee28c\" data-id=\"bbee28c\" data-element_type=\"column\">\n\t\t\t<div class=\"elementor-column-wrap elementor-element-populated\">\n\t\t\t\t\t\t\t<div class=\"elementor-widget-wrap\">\n\t\t\t\t\t\t<div class=\"elementor-element elementor-element-7238aa8 elementor-widget elementor-widget-text-editor\" data-id=\"7238aa8\" data-element_type=\"widget\" data-widget_type=\"text-editor.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t\t\t\t<div class=\"elementor-text-editor elementor-clearfix\">\n\t\t\t\t<p>As a general rule professional indemnity insurance is not obligatory in France, this is not the case with certain activities, notably:<\/p><ul><li>Building trades;<\/li><li>Estate Agents;<\/li><li>Accountants, architects, solicitors and similar;<\/li><li>Health professionals;<\/li><li>Transporters;<\/li><li>Travel agents;<\/li><li>Automobile professionals<\/li><\/ul><p>Since 2014 it has been obligatory for all businesses who are required to take out professional indemnity insurance to indicate on their invoices the name of the insurance and the activity covered, the geographic area covered by the policy, and the contact details of the insurer.<\/p>\t\t\t\t\t<\/div>\n\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t<\/div>\n\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t<\/section>\n\t\t\t\t<section class=\"elementor-section elementor-top-section elementor-element elementor-element-4bc61f2 elementor-section-boxed elementor-section-height-default elementor-section-height-default\" data-id=\"4bc61f2\" data-element_type=\"section\">\n\t\t\t\t\t\t<div class=\"elementor-container elementor-column-gap-default\">\n\t\t\t\t\t\t\t<div class=\"elementor-row\">\n\t\t\t\t\t<div class=\"elementor-column elementor-col-100 elementor-top-column elementor-element elementor-element-9c1aab9\" data-id=\"9c1aab9\" data-element_type=\"column\">\n\t\t\t<div class=\"elementor-column-wrap elementor-element-populated\">\n\t\t\t\t\t\t\t<div class=\"elementor-widget-wrap\">\n\t\t\t\t\t\t<div class=\"elementor-element elementor-element-f524d66 elementor-widget-divider--view-line elementor-widget elementor-widget-divider\" data-id=\"f524d66\" data-element_type=\"widget\" data-widget_type=\"divider.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t<div class=\"elementor-divider\">\n\t\t\t<span class=\"elementor-divider-separator\">\n\t\t\t\t\t\t<\/span>\n\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t<\/div>\n\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t<\/section>\n\t\t\t\t<section class=\"elementor-section elementor-top-section elementor-element elementor-element-01d2d1e elementor-section-boxed elementor-section-height-default elementor-section-height-default\" data-id=\"01d2d1e\" data-element_type=\"section\">\n\t\t\t\t\t\t<div class=\"elementor-container elementor-column-gap-default\">\n\t\t\t\t\t\t\t<div class=\"elementor-row\">\n\t\t\t\t\t<div class=\"elementor-column elementor-col-50 elementor-top-column elementor-element elementor-element-2dace96\" data-id=\"2dace96\" data-element_type=\"column\">\n\t\t\t<div class=\"elementor-column-wrap elementor-element-populated\">\n\t\t\t\t\t\t\t<div class=\"elementor-widget-wrap\">\n\t\t\t\t\t\t<div class=\"elementor-element elementor-element-08de905 elementor-widget elementor-widget-text-editor\" data-id=\"08de905\" data-element_type=\"widget\" data-widget_type=\"text-editor.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t\t\t\t<div class=\"elementor-text-editor elementor-clearfix\">\n\t\t\t\t<p>It covers you for acts that may cause damage to your customers, suppliers or third parties while working with or for you. The acts concerned are: professional misconduct, omissions or negligence, errors in your business advice and lack of technical assistance. This insurance is key to any business whether you are a translator (translation errors on medical terms for instance) or receiving customers in your workshop located in your home (to cover accidents).<\/p><p>The annual cost of taking out a this cover will depend on the nature of the activity, size of the business, and the scope of the policy, ranging from several hundred to several thousand euros a year.<\/p>\t\t\t\t\t<\/div>\n\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<div class=\"elementor-element elementor-element-8650291 elementor-widget elementor-widget-elementskit-contact-form7\" data-id=\"8650291\" data-element_type=\"widget\" data-widget_type=\"elementskit-contact-form7.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t<div class=\"ekit-wid-con\" ><div class=\"ekit-form\">[contact-form-7 id=\"0\"]<\/div><\/div>\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t<\/div>\n\t\t\t\t<div class=\"elementor-column elementor-col-50 elementor-top-column elementor-element elementor-element-09d2604\" data-id=\"09d2604\" data-element_type=\"column\">\n\t\t\t<div class=\"elementor-column-wrap elementor-element-populated\">\n\t\t\t\t\t\t\t<div class=\"elementor-widget-wrap\">\n\t\t\t\t\t\t<div class=\"elementor-element elementor-element-5d8f82b elementor-widget elementor-widget-image\" data-id=\"5d8f82b\" data-element_type=\"widget\" data-widget_type=\"image.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t\t\t\t<div class=\"elementor-image\">\n\t\t\t\t\t\t\t\t\t\t\t\t<img decoding=\"async\" width=\"1024\" height=\"1024\" src=\"https:\/\/artek-assurances.fr\/wp-content\/uploads\/2021\/01\/blur-or-1024x1024.png\" class=\"attachment-large size-large\" alt=\"\" srcset=\"https:\/\/artek-assurances.fr\/wp-content\/uploads\/2021\/01\/blur-or-1024x1024.png 1024w, https:\/\/artek-assurances.fr\/wp-content\/uploads\/2021\/01\/blur-or-300x300.png 300w, https:\/\/artek-assurances.fr\/wp-content\/uploads\/2021\/01\/blur-or-150x150.png 150w, https:\/\/artek-assurances.fr\/wp-content\/uploads\/2021\/01\/blur-or-768x768.png 768w, https:\/\/artek-assurances.fr\/wp-content\/uploads\/2021\/01\/blur-or-1536x1536.png 1536w, https:\/\/artek-assurances.fr\/wp-content\/uploads\/2021\/01\/blur-or-2048x2048.png 2048w\" sizes=\"(max-width: 1024px) 100vw, 1024px\" \/>\t\t\t\t\t\t\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t<\/div>\n\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t<\/section>\n\t\t\t\t\t\t\t\t\t<\/div>\n\t\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t","protected":false},"excerpt":{"rendered":"<p>Professional Indemnity Insurance (Responsabilit\u00e9 Civile Professionnelle) This type of insurance is also know as Business liability insurance\u00a0 and public liability (l\u2019assurance responsabilit\u00e9 civile professionnelle). As a general rule professional indemnity insurance is not obligatory in France, this is not the case with certain activities, notably: Building trades; Estate Agents; Accountants, architects, solicitors and similar; Health [&hellip;]<\/p>\n","protected":false},"author":1,"featured_media":0,"parent":0,"menu_order":0,"comment_status":"closed","ping_status":"closed","template":"elementor_header_footer","meta":{"_mi_skip_tracking":false,"footnotes":""},"yst_prominent_words":[],"class_list":["post-2866","page","type-page","status-publish","hentry","entry"],"_links":{"self":[{"href":"https:\/\/artek-assurances.fr\/en\/wp-json\/wp\/v2\/pages\/2866","targetHints":{"allow":["GET"]}}],"collection":[{"href":"https:\/\/artek-assurances.fr\/en\/wp-json\/wp\/v2\/pages"}],"about":[{"href":"https:\/\/artek-assurances.fr\/en\/wp-json\/wp\/v2\/types\/page"}],"author":[{"embeddable":true,"href":"https:\/\/artek-assurances.fr\/en\/wp-json\/wp\/v2\/users\/1"}],"replies":[{"embeddable":true,"href":"https:\/\/artek-assurances.fr\/en\/wp-json\/wp\/v2\/comments?post=2866"}],"version-history":[{"count":0,"href":"https:\/\/artek-assurances.fr\/en\/wp-json\/wp\/v2\/pages\/2866\/revisions"}],"wp:attachment":[{"href":"https:\/\/artek-assurances.fr\/en\/wp-json\/wp\/v2\/media?parent=2866"}],"wp:term":[{"taxonomy":"yst_prominent_words","embeddable":true,"href":"https:\/\/artek-assurances.fr\/en\/wp-json\/wp\/v2\/yst_prominent_words?post=2866"}],"curies":[{"name":"wp","href":"https:\/\/api.w.org\/{rel}","templated":true}]}}